{"id":1270,"date":"2025-10-29T03:07:49","date_gmt":"2025-10-29T03:07:49","guid":{"rendered":"https:\/\/www.thekgac.com\/blog\/?p=1270"},"modified":"2025-10-29T03:07:49","modified_gmt":"2025-10-29T03:07:49","slug":"%f0%9d%97%a6%f0%9d%98%81%f0%9d%97%bc%f0%9d%97%b0%f0%9d%97%b8%f0%9d%98%86%f0%9d%97%ae%f0%9d%97%bf%f0%9d%97%b1-%f0%9d%97%94%f0%9d%98%82%f0%9d%97%b1%f0%9d%97%b6%f0%9d%98%81-%f0%9d%97%a7%f0%9d%97%b5-2","status":"publish","type":"post","link":"https:\/\/www.thekgac.com\/blog\/%f0%9d%97%a6%f0%9d%98%81%f0%9d%97%bc%f0%9d%97%b0%f0%9d%97%b8%f0%9d%98%86%f0%9d%97%ae%f0%9d%97%bf%f0%9d%97%b1-%f0%9d%97%94%f0%9d%98%82%f0%9d%97%b1%f0%9d%97%b6%f0%9d%98%81-%f0%9d%97%a7%f0%9d%97%b5-2\/","title":{"rendered":"\ud835\udde6\ud835\ude01\ud835\uddfc\ud835\uddf0\ud835\uddf8\ud835\ude06\ud835\uddee\ud835\uddff\ud835\uddf1 \ud835\uddd4\ud835\ude02\ud835\uddf1\ud835\uddf6\ud835\ude01: \ud835\udde7\ud835\uddf5\ud835\uddf2 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\uddff\ud835\ude01\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf2 \ud835\uddfc\ud835\uddf3 \ud835\udde6\ud835\uddf2\ud835\uddf4\ud835\uddff\ud835\uddf2\ud835\uddf4\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd5\ud835\uddee\ud835\uddfb\ud835\uddf8 \ud835\uddd4\ud835\ude00\ud835\ude00\ud835\uddf2\ud835\ude01\ud835\ude00 \ud835\uddf6\ud835\uddfb \ud835\udde6\ud835\uddf5\ud835\uddee\ud835\uddff\ud835\uddf2\ud835\uddf1 \ud835\uddec\ud835\uddee\ud835\uddff\ud835\uddf1\ud835\ude00"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" data-id=\"1271\" src=\"https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit-1024x1024.png\" alt=\"\" class=\"wp-image-1271\" srcset=\"https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit-1024x1024.png 1024w, https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit-300x300.png 300w, https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit-150x150.png 150w, https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit-768x768.png 768w, https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2025\/10\/Stockyard-Audit.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p>In India, it is common for multiple banks and NBFCs to use the same stockyard. Vehicles from different lenders may sit side by side. Without strict segregation, this arrangement can quickly lead to confusion, disputes, and even legal complications.<br><br>\ud835\uddd4 \ud835\ude00\ud835\ude01\ud835\uddfc\ud835\uddf0\ud835\uddf8\ud835\ude06\ud835\uddee\ud835\uddff\ud835\uddf1 \ud835\uddee\ud835\ude02\ud835\uddf1\ud835\uddf6\ud835\ude01 therefore checks whether vehicles are clearly demarcated by bank. Each section of the yard must be allocated to a specific lender, with identifiers on vehicles matching the allocation list. \ud835\udddc\ud835\uddf3 \ud835\uddf0\ud835\uddee\ud835\uddff\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\ude01\ud835\ude04\ud835\uddfc-\ud835\ude04\ud835\uddf5\ud835\uddf2\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\uddf1\ud835\uddf6\ud835\uddf3\ud835\uddf3\ud835\uddf2\ud835\uddff\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddef\ud835\uddee\ud835\uddfb\ud835\uddf8\ud835\ude00 \ud835\uddee\ud835\uddff\ud835\uddf2 \ud835\uddfd\ud835\uddee\ud835\uddff\ud835\uddf8\ud835\uddf2\ud835\uddf1 \ud835\ude01\ud835\uddfc\ud835\uddf4\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf2\ud835\uddff \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5\ud835\uddfc\ud835\ude02\ud835\ude01 \ud835\ude00\ud835\uddf2\ud835\uddfd\ud835\uddee\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb, \ud835\ude01\ud835\uddf5\ud835\uddf2\ud835\uddff\ud835\uddf2 \ud835\uddf6\ud835\ude00 \ud835\uddee \ud835\uddff\ud835\uddf2\ud835\uddee\ud835\uddf9 \ud835\uddff\ud835\uddf6\ud835\ude00\ud835\uddf8 \ud835\ude01\ud835\uddf5\ud835\uddee\ud835\ude01 \ud835\ude03\ud835\uddf2\ud835\uddf5\ud835\uddf6\ud835\uddf0\ud835\uddf9\ud835\uddf2\ud835\ude00 \ud835\uddfa\ud835\uddee\ud835\ude06 \ud835\uddef\ud835\uddf2 \ud835\uddfa\ud835\uddf6\ud835\ude00\ud835\uddfd\ud835\uddf9\ud835\uddee\ud835\uddf0\ud835\uddf2\ud835\uddf1 \ud835\uddfc\ud835\uddff \ud835\ude04\ud835\uddff\ud835\uddfc\ud835\uddfb\ud835\uddf4\ud835\uddf9\ud835\ude06 \ud835\uddff\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddee\ud835\ude00\ud835\uddf2\ud835\uddf1.<br><br><br>Segregation also prevents operational inefficiencies. For example, when a valuer arrives to inspect vehicles for Bank A, they should not have to walk through rows of vehicles belonging to Bank B. \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddfd\ud835\uddf2\ud835\uddff \ud835\uddf1\ud835\uddf2\ud835\uddfa\ud835\uddee\ud835\uddff\ud835\uddf0\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\ude00\ud835\uddfd\ud835\uddf2\ud835\uddf2\ud835\uddf1\ud835\ude00 \ud835\ude02\ud835\uddfd \ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddf0\ud835\uddf2\ud835\ude00\ud835\ude00\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddff\ud835\uddf2\ud835\uddf1\ud835\ude02\ud835\uddf0\ud835\uddf2\ud835\ude00 \ud835\uddf2\ud835\uddff\ud835\uddff\ud835\uddfc\ud835\uddff\ud835\ude00.<br><br>Auditors look for physical signs such as boards, markers, or painted lines separating sections. They also cross-check whether vehicles listed under one bank in registers are actually parked in the designated area. Any deviation is flagged as a compliance risk.<br><br>For banks, the importance of segregation cannot be overstated. If a vehicle is damaged or goes missing in a mixed yard, liability becomes contested. With clear segregation, responsibility is easy to assign.<br><br>\ud835\uddd4 \ud835\ude00\ud835\ude01\ud835\uddff\ud835\uddfc\ud835\uddfb\ud835\uddf4 \ud835\ude00\ud835\ude01\ud835\uddfc\ud835\uddf0\ud835\uddf8\ud835\ude06\ud835\uddee\ud835\uddff\ud835\uddf1 \ud835\uddee\ud835\ude02\ud835\uddf1\ud835\uddf6\ud835\ude01 \ud835\uddf2\ud835\uddfb\ud835\ude00\ud835\ude02\ud835\uddff\ud835\uddf2\ud835\ude00 \ud835\ude01\ud835\uddf5\ud835\uddee\ud835\ude01 \ud835\ude00\ud835\uddf2\ud835\uddf4\ud835\uddff\ud835\uddf2\ud835\uddf4\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddfd\ud835\uddff\ud835\uddee\ud835\uddf0\ud835\ude01\ud835\uddf6\ud835\uddf0\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddff\ud835\uddf2 \ud835\uddf6\ud835\uddfb \ud835\uddfd\ud835\uddf9\ud835\uddee\ud835\uddf0\ud835\uddf2, \ud835\uddf1\ud835\uddfc\ud835\uddf0\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\uddf2\ud835\uddf1, \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddee\ud835\uddf1\ud835\uddf5\ud835\uddf2\ud835\uddff\ud835\uddf2\ud835\uddf1 \ud835\ude01\ud835\uddfc \ud835\uddf0\ud835\uddfc\ud835\uddfb\ud835\ude00\ud835\uddf6\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\uddf9\ud835\ude06, \ud835\uddf4\ud835\uddf6\ud835\ude03\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddef\ud835\uddee\ud835\uddfb\ud835\uddf8\ud835\ude00 \ud835\uddf0\ud835\uddfc\ud835\uddfb\ud835\uddf3\ud835\uddf6\ud835\uddf1\ud835\uddf2\ud835\uddfb\ud835\uddf0\ud835\uddf2 \ud835\ude01\ud835\uddf5\ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2\ud835\uddf6\ud835\uddff \ud835\uddff\ud835\uddf2\ud835\uddfd\ud835\uddfc\ud835\ude00\ud835\ude00\ud835\uddf2\ud835\ude00\ud835\ude00\ud835\uddf2\ud835\uddf1 \ud835\uddee\ud835\ude00\ud835\ude00\ud835\uddf2\ud835\ude01\ud835\ude00 \ud835\uddee\ud835\uddff\ud835\uddf2 \ud835\uddfb\ud835\uddfc\ud835\ude01 \ud835\uddf9\ud835\uddfc\ud835\ude00\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\uddee \ud835\ude00\ud835\uddf5\ud835\uddee\ud835\uddff\ud835\uddf2\ud835\uddf1 \ud835\ude00\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\uddf2.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In India, it is common for multiple banks and NBFCs to use the same stockyard. Vehicles from different lenders may [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1270","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/1270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/comments?post=1270"}],"version-history":[{"count":1,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/1270\/revisions"}],"predecessor-version":[{"id":1272,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/1270\/revisions\/1272"}],"wp:attachment":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/media?parent=1270"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/categories?post=1270"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/tags?post=1270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}