{"id":206,"date":"2024-04-03T11:38:00","date_gmt":"2024-04-03T11:38:00","guid":{"rendered":"https:\/\/www.thekgac.com\/blog\/?p=206"},"modified":"2024-04-04T07:05:42","modified_gmt":"2024-04-04T07:05:42","slug":"nbfcs-rely-more-on-bank-loans-rbi","status":"publish","type":"post","link":"https:\/\/www.thekgac.com\/blog\/nbfcs-rely-more-on-bank-loans-rbi\/","title":{"rendered":"NBFCS rely more on Bank loans: RBI"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"599\" height=\"399\" src=\"https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2024\/04\/WhatsApp-Image-2024-04-04-at-12.28.53-PM.jpeg\" alt=\"\" class=\"wp-image-223\" srcset=\"https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2024\/04\/WhatsApp-Image-2024-04-04-at-12.28.53-PM.jpeg 599w, https:\/\/www.thekgac.com\/blog\/wp-content\/uploads\/2024\/04\/WhatsApp-Image-2024-04-04-at-12.28.53-PM-300x200.jpeg 300w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-1a0444c15a9b288db543cc87f6700fc6\">Non-banking financial companies (NBFCs) should reduce their excessive reliance on Bank borrowings.<\/p>\n\n\n\n<p>The study, titled &#8216;\ud835\uddd8\ud835\ude03\ud835\uddee\ud835\uddf9\ud835\ude02\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\udde5\ud835\uddf2\ud835\uddf0\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\udde3\ud835\uddf2\ud835\uddff\ud835\uddf3\ud835\uddfc\ud835\uddff\ud835\uddfa\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf2 \ud835\uddfc\ud835\uddf3 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\udde1\ud835\uddd5\ud835\uddd9\ud835\uddd6 \ud835\udde6\ud835\uddf2\ud835\uddf0\ud835\ude01\ud835\uddfc\ud835\uddff,&#8217; highlighted that a significant majority of non-bank lenders rely primarily on bank loans and market borrowings, constituting the most substantial portion of their total borrowings, accounting for approximately 75%.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-5734bcb187710871e4ecb88e05a0828b\">The paper stressed the importance of non-bank financial companies (NBFCs) broadening their funding channels and diminishing their reliance on loans from banks. Furthermore, it urged banks to enhance their governance and risk management standards and to heighten their vigilance regarding cybercrimes, particularly in the rapidly expanding digital lending sector, which presents both prospects and obstacles.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.linkedin.com\/feed\/hashtag\/?keywords=bankingsector&amp;highlightedUpdateUrns=urn%3Ali%3Aactivity%3A7126083321163395073\">#bankingsector<\/a> <a href=\"https:\/\/www.linkedin.com\/feed\/hashtag\/?keywords=nbfcs&amp;highlightedUpdateUrns=urn%3Ali%3Aactivity%3A7126083321163395073\">#nbfcs<\/a> <a href=\"https:\/\/www.linkedin.com\/feed\/hashtag\/?keywords=rbi&amp;highlightedUpdateUrns=urn%3Ali%3Aactivity%3A7126083321163395073\">#rbi<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Non-banking financial companies (NBFCs) should reduce their excessive reliance on Bank borrowings. The study, titled &#8216;\ud835\uddd8\ud835\ude03\ud835\uddee\ud835\uddf9\ud835\ude02\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\udde5\ud835\uddf2\ud835\uddf0\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\udde3\ud835\uddf2\ud835\uddff\ud835\uddf3\ud835\uddfc\ud835\uddff\ud835\uddfa\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf2 \ud835\uddfc\ud835\uddf3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-206","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/comments?post=206"}],"version-history":[{"count":2,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/206\/revisions"}],"predecessor-version":[{"id":224,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/posts\/206\/revisions\/224"}],"wp:attachment":[{"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/media?parent=206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/categories?post=206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thekgac.com\/blog\/wp-json\/wp\/v2\/tags?post=206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}